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</html><description>Another problem with cooperatives and farmers organizations is the need for financial transparency which entails an understanding of accounting, both by managers and members. The latter because members need to make certain the managers are not &#x201C;cooking the books&#x201D;. Unfortunately, accounting skills are an educational skill requiring specialized accounting instruction, which is often not readily&hellip;</description><thumbnail_url>http://smallholderagriculture.wptest.agsci.colostate.edu/wp-content/uploads/sites/77/2015/03/ZambiaCottonOpt.jpg</thumbnail_url></oembed>
